Ana Maria de Alba, AMLCA, CPAML

Ana Maria de Alba, AMLCA, CPAML
Founder, President and CEO
Ana Maria de Alba, AMLCA, CPAML

CSMB Founder, President and CEO

A na Maria de Alba is a risk management and banking consultant with over 25 years combined experience and training in banking and consulting services industries, providing forensic investigations, litigation support, and risk management consulting services to the domestic and international financial services community. Ms. de Alba founded CSMB in 1997 and since then she has conducted and participated in numerous consulting assignments throughout the United States, Latin America, and the Caribbean. She leads all of CSMB’s business practices.

As a former senior banking officer in both domestic and foreign banks including SunTrust, Banco Atlántico, International Finance Bank, and BICSA, Ms. de Alba was engaged in private banking administration and organization, analysis and control of asset/liability mixes, analysis and management of foreign exchange, organizational definition, and strategic planning. Additionally, from 1997 through 2002 Ms. de Alba served as adjunct professor for senior level courses taught at the Management and International Business Department of Florida International University (FIU) in Miami, Florida, and is currently the lead academic advisor and instructor at Florida International Bankers Association (FIBA), teaching the AMLCA and CPAML certification course in partnership with FIU.

Ms. de Alba has utilized her banking and financial expertise to assist clients in conducting risk assessments, maintaining business integrity, uncovering breaches, and developing solutions to deter further criminal activity. She has supported a significant number of banks in evaluating internal controls through the process of risks assessments, as well as in developing and documenting standard operating policies and procedures, and providing advice and consultation to clients regarding the prevention, detection, and deterrence of money laundering and terrorist financing.

As a financial investigator, her experience has been instrumental in uncovering violations to further resolution and prosecution. She has been engaged by numerous financial institutions to perform mandatory and/or targeted training and development on AML/CFT subject matter, anti-money laundering and other consumer regulatory compliance evaluations, risk assessments to comply with provisions of various regulatory mandates, forensic or “look-back” reviews of high risk account activity, forensic fraud investigations, and investigations on government corruption. Ms. de Alba is also a frequent speaker at trade conferences in the United States, Latin America, and Europe.

By 1991 Ms. de Alba’s educational background included a Master’s Degree (MBA) in Banking and Finance from Nova Southeastern University and a Bachelors’ Degree in Business Administration with a Major in Finance from the University of Miami. She is FIBA certified in both AMLCA and CPAML, and is certified by the CFATF (an FSRB for the FATF-GAFI) as an expert in Mutual Evaluations Methodology.

Ms. de Alba is fully bilingual in English and Spanish.